LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,125
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$1,015/mo
Today · 4.125%
HK$34,139
baseline
▲ 0.50% · 4.625%
HK$36,216
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,278/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,738
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$972/mo
Today · 4.125%
HK$37,669
baseline
▲ 0.50% · 4.625%
HK$39,655
+HK$1,986/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,338/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,549
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,749
−HK$1,218/mo
Today · 4.125%
HK$40,967
baseline
▲ 0.50% · 4.625%
HK$43,460
+HK$2,493/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,934/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,886
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,036
−HK$1,167/mo
Today · 4.125%
HK$45,203
baseline
▲ 0.50% · 4.625%
HK$47,586
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,406/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,974
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,373
−HK$1,422/mo
Today · 4.125%
HK$47,795
baseline
▲ 0.50% · 4.625%
HK$50,703
+HK$2,908/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,590/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,034
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,375
−HK$1,362/mo
Today · 4.125%
HK$52,737
baseline
▲ 0.50% · 4.625%
HK$55,517
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,474/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,824
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,623
−HK$1,827/mo
Today · 4.125%
HK$61,450
baseline
▲ 0.50% · 4.625%
HK$65,189
+HK$3,739/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,900/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,329
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,054
−HK$1,750/mo
Today · 4.125%
HK$67,804
baseline
▲ 0.50% · 4.625%
HK$71,378
+HK$3,574/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,608/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,306 · Scale 2, in force from 26 Feb 2026)