LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,125
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$1,016/mo
Today · 4.125%
HK$34,140
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,280/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,739
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$973/mo
Today · 4.125%
HK$37,670
baseline
▲ 0.50% · 4.625%
HK$39,655
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,340/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,550
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,749
−HK$1,219/mo
Today · 4.125%
HK$40,968
baseline
▲ 0.50% · 4.625%
HK$43,460
+HK$2,492/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,936/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,887
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,037
−HK$1,167/mo
Today · 4.125%
HK$45,204
baseline
▲ 0.50% · 4.625%
HK$47,586
+HK$2,382/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,408/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,975
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,374
−HK$1,422/mo
Today · 4.125%
HK$47,796
baseline
▲ 0.50% · 4.625%
HK$50,704
+HK$2,908/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,592/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,034
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,376
−HK$1,362/mo
Today · 4.125%
HK$52,738
baseline
▲ 0.50% · 4.625%
HK$55,518
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,476/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,825
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,624
−HK$1,827/mo
Today · 4.125%
HK$61,451
baseline
▲ 0.50% · 4.625%
HK$65,191
+HK$3,740/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,902/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,330
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,055
−HK$1,751/mo
Today · 4.125%
HK$67,806
baseline
▲ 0.50% · 4.625%
HK$71,380
+HK$3,574/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,612/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,315 · Scale 2, in force from 26 Feb 2026)