LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,126
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,125
−HK$1,016/mo
Today · 4.125%
HK$34,141
baseline
▲ 0.50% · 4.625%
HK$36,218
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,282/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,740
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,698
−HK$973/mo
Today · 4.125%
HK$37,671
baseline
▲ 0.50% · 4.625%
HK$39,656
+HK$1,985/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,342/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,551
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,750
−HK$1,219/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,462
+HK$2,493/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,888
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,038
−HK$1,167/mo
Today · 4.125%
HK$45,205
baseline
▲ 0.50% · 4.625%
HK$47,588
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,410/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,976
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,375
−HK$1,422/mo
Today · 4.125%
HK$47,797
baseline
▲ 0.50% · 4.625%
HK$50,705
+HK$2,908/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,594/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,036
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,378
−HK$1,361/mo
Today · 4.125%
HK$52,739
baseline
▲ 0.50% · 4.625%
HK$55,519
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,478/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$528,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,827
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,625
−HK$1,828/mo
Today · 4.125%
HK$61,453
baseline
▲ 0.50% · 4.625%
HK$65,192
+HK$3,739/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,906/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,332
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$66,057
−HK$1,750/mo
Today · 4.125%
HK$67,807
baseline
▲ 0.50% · 4.625%
HK$71,382
+HK$3,575/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,614/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,329 · Scale 2, in force from 26 Feb 2026)