LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,126
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,126
−HK$1,015/mo
Today · 4.125%
HK$34,141
baseline
▲ 0.50% · 4.625%
HK$36,218
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,282/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,740
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,699
−HK$972/mo
Today · 4.125%
HK$37,671
baseline
▲ 0.50% · 4.625%
HK$39,657
+HK$1,986/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,342/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,218/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,462
+HK$2,493/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,888
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,038
−HK$1,167/mo
Today · 4.125%
HK$45,205
baseline
▲ 0.50% · 4.625%
HK$47,588
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,410/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,977
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,376
−HK$1,421/mo
Today · 4.125%
HK$47,797
baseline
▲ 0.50% · 4.625%
HK$50,706
+HK$2,909/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,594/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,036
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,378
−HK$1,362/mo
Today · 4.125%
HK$52,740
baseline
▲ 0.50% · 4.625%
HK$55,520
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,480/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,827
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,626
−HK$1,828/mo
Today · 4.125%
HK$61,454
baseline
▲ 0.50% · 4.625%
HK$65,193
+HK$3,739/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,908/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,332
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,058
−HK$1,750/mo
Today · 4.125%
HK$67,808
baseline
▲ 0.50% · 4.625%
HK$71,382
+HK$3,574/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,616/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,334 · Scale 2, in force from 26 Feb 2026)