LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,127
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,126
−HK$1,016/mo
Today · 4.125%
HK$34,142
baseline
▲ 0.50% · 4.625%
HK$36,219
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,284/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,741
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,700
−HK$972/mo
Today · 4.125%
HK$37,672
baseline
▲ 0.50% · 4.625%
HK$39,658
+HK$1,986/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,344/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,752
−HK$1,218/mo
Today · 4.125%
HK$40,970
baseline
▲ 0.50% · 4.625%
HK$43,463
+HK$2,493/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,940/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,889
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,039
−HK$1,167/mo
Today · 4.125%
HK$45,206
baseline
▲ 0.50% · 4.625%
HK$47,589
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,412/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,978
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$46,377
−HK$1,421/mo
Today · 4.125%
HK$47,798
baseline
▲ 0.50% · 4.625%
HK$50,707
+HK$2,909/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,596/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,037
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,379
−HK$1,362/mo
Today · 4.125%
HK$52,741
baseline
▲ 0.50% · 4.625%
HK$55,521
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,482/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,829
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,627
−HK$1,828/mo
Today · 4.125%
HK$61,455
baseline
▲ 0.50% · 4.625%
HK$65,194
+HK$3,739/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,910/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,334
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,059
−HK$1,751/mo
Today · 4.125%
HK$67,810
baseline
▲ 0.50% · 4.625%
HK$71,384
+HK$3,574/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,620/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,346 · Scale 2, in force from 26 Feb 2026)