LTV · monthly repayment
▼ 0.50% · 3.625%
HK$321,272
−HK$20,147/mo
▼ 0.25% · 3.875%
HK$331,266
−HK$10,153/mo
Today · 4.125%
HK$341,419
baseline
▲ 0.50% · 4.625%
HK$362,194
+HK$20,775/mo
Deposit HK$70.45M · loan HK$70.45M · min. income ≈ HK$682,838/mo (50% DSR)
Upfront cash ≈ HK$79.60M (deposit + AVD stamp duty HK$9,158,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,412
−HK$19,310/mo
▼ 0.25% · 3.875%
HK$366,998
−HK$9,724/mo
Today · 4.125%
HK$376,722
baseline
▲ 0.50% · 4.625%
HK$396,580
+HK$19,858/mo
Deposit HK$70.45M · loan HK$70.45M · min. income ≈ HK$753,444/mo (50% DSR)
Upfront cash ≈ HK$79.60M (deposit + AVD stamp duty HK$9,158,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,527
−HK$24,176/mo
▼ 0.25% · 3.875%
HK$397,519
−HK$12,184/mo
Today · 4.125%
HK$409,703
baseline
▲ 0.50% · 4.625%
HK$434,632
+HK$24,929/mo
Deposit HK$56.36M · loan HK$84.54M · min. income ≈ HK$819,406/mo (50% DSR)
Upfront cash ≈ HK$65.52M (deposit + AVD stamp duty HK$9,158,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,895
−HK$23,172/mo
▼ 0.25% · 3.875%
HK$440,397
−HK$11,670/mo
Today · 4.125%
HK$452,067
baseline
▲ 0.50% · 4.625%
HK$475,896
+HK$23,829/mo
Deposit HK$56.36M · loan HK$84.54M · min. income ≈ HK$904,134/mo (50% DSR)
Upfront cash ≈ HK$65.52M (deposit + AVD stamp duty HK$9,158,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,781
−HK$28,206/mo
▼ 0.25% · 3.875%
HK$463,772
−HK$14,215/mo
Today · 4.125%
HK$477,987
baseline
▲ 0.50% · 4.625%
HK$507,071
+HK$29,084/mo
Deposit HK$42.27M · loan HK$98.63M · min. income ≈ HK$955,974/mo (50% DSR)
Upfront cash ≈ HK$51.43M (deposit + AVD stamp duty HK$9,158,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$500,377
−HK$27,034/mo
▼ 0.25% · 3.875%
HK$513,797
−HK$13,614/mo
Today · 4.125%
HK$527,411
baseline
▲ 0.50% · 4.625%
HK$555,212
+HK$27,801/mo
Deposit HK$42.27M · loan HK$98.63M · min. income ≈ HK$1,054,822/mo (50% DSR)
Upfront cash ≈ HK$51.43M (deposit + AVD stamp duty HK$9,158,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,290
−HK$36,264/mo
▼ 0.25% · 3.875%
HK$596,278
−HK$18,276/mo
Today · 4.125%
HK$614,554
baseline
▲ 0.50% · 4.625%
HK$651,948
+HK$37,394/mo
Deposit HK$14.09M · loan HK$126.80M · min. income ≈ HK$1,229,108/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$9,158,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$643,342
−HK$34,758/mo
▼ 0.25% · 3.875%
HK$660,596
−HK$17,504/mo
Today · 4.125%
HK$678,100
baseline
▲ 0.50% · 4.625%
HK$713,843
+HK$35,743/mo
Deposit HK$14.09M · loan HK$126.80M · min. income ≈ HK$1,356,200/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$9,158,051 · Scale 2, in force from 26 Feb 2026)