LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,128
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,127
−HK$1,016/mo
Today · 4.125%
HK$34,143
baseline
▲ 0.50% · 4.625%
HK$36,220
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,286/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,742
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,701
−HK$972/mo
Today · 4.125%
HK$37,673
baseline
▲ 0.50% · 4.625%
HK$39,659
+HK$1,986/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,346/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,554
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,753
−HK$1,218/mo
Today · 4.125%
HK$40,971
baseline
▲ 0.50% · 4.625%
HK$43,464
+HK$2,493/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,942/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,891
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,041
−HK$1,167/mo
Today · 4.125%
HK$45,208
baseline
▲ 0.50% · 4.625%
HK$47,591
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,416/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,979
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,378
−HK$1,422/mo
Today · 4.125%
HK$47,800
baseline
▲ 0.50% · 4.625%
HK$50,708
+HK$2,908/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,600/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,039
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$51,381
−HK$1,361/mo
Today · 4.125%
HK$52,742
baseline
▲ 0.50% · 4.625%
HK$55,523
+HK$2,781/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,484/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,831
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,629
−HK$1,828/mo
Today · 4.125%
HK$61,457
baseline
▲ 0.50% · 4.625%
HK$65,197
+HK$3,740/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,914/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,336
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,061
−HK$1,751/mo
Today · 4.125%
HK$67,812
baseline
▲ 0.50% · 4.625%
HK$71,386
+HK$3,574/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,624/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,364 · Scale 2, in force from 26 Feb 2026)