LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,129
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,128
−HK$1,016/mo
Today · 4.125%
HK$34,144
baseline
▲ 0.50% · 4.625%
HK$36,221
+HK$2,077/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$68,288/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,743
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,702
−HK$972/mo
Today · 4.125%
HK$37,674
baseline
▲ 0.50% · 4.625%
HK$39,660
+HK$1,986/mo
Deposit HK$7.04M · loan HK$7.04M · min. income ≈ HK$75,348/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,555
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,754
−HK$1,218/mo
Today · 4.125%
HK$40,972
baseline
▲ 0.50% · 4.625%
HK$43,465
+HK$2,493/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,944/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,892
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,042
−HK$1,167/mo
Today · 4.125%
HK$45,209
baseline
▲ 0.50% · 4.625%
HK$47,592
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,418/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,980
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,379
−HK$1,422/mo
Today · 4.125%
HK$47,801
baseline
▲ 0.50% · 4.625%
HK$50,710
+HK$2,909/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,602/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,040
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,382
−HK$1,362/mo
Today · 4.125%
HK$52,744
baseline
▲ 0.50% · 4.625%
HK$55,524
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,488/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,832
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$59,631
−HK$1,827/mo
Today · 4.125%
HK$61,458
baseline
▲ 0.50% · 4.625%
HK$65,198
+HK$3,740/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,916/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,337
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,063
−HK$1,750/mo
Today · 4.125%
HK$67,813
baseline
▲ 0.50% · 4.625%
HK$71,388
+HK$3,575/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,626/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,375 · Scale 2, in force from 26 Feb 2026)