LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,131
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,130
−HK$1,016/mo
Today · 4.125%
HK$34,146
baseline
▲ 0.50% · 4.625%
HK$36,223
+HK$2,077/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,292/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,745
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,704
−HK$972/mo
Today · 4.125%
HK$37,676
baseline
▲ 0.50% · 4.625%
HK$39,662
+HK$1,986/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,352/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,557
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,756
−HK$1,219/mo
Today · 4.125%
HK$40,975
baseline
▲ 0.50% · 4.625%
HK$43,468
+HK$2,493/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,950/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,894
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,045
−HK$1,167/mo
Today · 4.125%
HK$45,212
baseline
▲ 0.50% · 4.625%
HK$47,595
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,424/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$528,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,983
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,382
−HK$1,422/mo
Today · 4.125%
HK$47,804
baseline
▲ 0.50% · 4.625%
HK$50,713
+HK$2,909/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,608/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,043
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,385
−HK$1,362/mo
Today · 4.125%
HK$52,747
baseline
▲ 0.50% · 4.625%
HK$55,527
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,494/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,835
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,634
−HK$1,828/mo
Today · 4.125%
HK$61,462
baseline
▲ 0.50% · 4.625%
HK$65,202
+HK$3,740/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,924/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,341
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,067
−HK$1,750/mo
Today · 4.125%
HK$67,817
baseline
▲ 0.50% · 4.625%
HK$71,392
+HK$3,575/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,634/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,407 · Scale 2, in force from 26 Feb 2026)