LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,133
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,132
−HK$1,016/mo
Today · 4.125%
HK$34,148
baseline
▲ 0.50% · 4.625%
HK$36,225
+HK$2,077/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,296/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,747
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,706
−HK$972/mo
Today · 4.125%
HK$37,678
baseline
▲ 0.50% · 4.625%
HK$39,665
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,356/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,559
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,758
−HK$1,219/mo
Today · 4.125%
HK$40,977
baseline
▲ 0.50% · 4.625%
HK$43,470
+HK$2,493/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$81,954/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,897
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,047
−HK$1,167/mo
Today · 4.125%
HK$45,214
baseline
▲ 0.50% · 4.625%
HK$47,597
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.45M · min. income ≈ HK$90,428/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,986
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,385
−HK$1,422/mo
Today · 4.125%
HK$47,807
baseline
▲ 0.50% · 4.625%
HK$50,716
+HK$2,909/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,614/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,046
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,388
−HK$1,362/mo
Today · 4.125%
HK$52,750
baseline
▲ 0.50% · 4.625%
HK$55,530
+HK$2,780/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,500/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,839
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$59,638
−HK$1,828/mo
Today · 4.125%
HK$61,466
baseline
▲ 0.50% · 4.625%
HK$65,206
+HK$3,740/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,932/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,345
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$66,071
−HK$1,750/mo
Today · 4.125%
HK$67,821
baseline
▲ 0.50% · 4.625%
HK$71,396
+HK$3,575/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,642/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,437 · Scale 2, in force from 26 Feb 2026)