LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,135
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,135
−HK$1,015/mo
Today · 4.125%
HK$34,150
baseline
▲ 0.50% · 4.625%
HK$36,228
+HK$2,078/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,300/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,750
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,709
−HK$973/mo
Today · 4.125%
HK$37,682
baseline
▲ 0.50% · 4.625%
HK$39,668
+HK$1,986/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,364/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$528,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,562
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,762
−HK$1,218/mo
Today · 4.125%
HK$40,980
baseline
▲ 0.50% · 4.625%
HK$43,474
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,960/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,900
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,051
−HK$1,167/mo
Today · 4.125%
HK$45,218
baseline
▲ 0.50% · 4.625%
HK$47,601
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,436/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,989
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,389
−HK$1,421/mo
Today · 4.125%
HK$47,810
baseline
▲ 0.50% · 4.625%
HK$50,720
+HK$2,910/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$95,620/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,050
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,392
−HK$1,362/mo
Today · 4.125%
HK$52,754
baseline
▲ 0.50% · 4.625%
HK$55,535
+HK$2,781/mo
Deposit HK$4.23M · loan HK$9.86M · min. income ≈ HK$105,508/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,843
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,643
−HK$1,828/mo
Today · 4.125%
HK$61,471
baseline
▲ 0.50% · 4.625%
HK$65,211
+HK$3,740/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,942/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,350
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,076
−HK$1,751/mo
Today · 4.125%
HK$67,827
baseline
▲ 0.50% · 4.625%
HK$71,402
+HK$3,575/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,654/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,480 · Scale 2, in force from 26 Feb 2026)