LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,136
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,135
−HK$1,016/mo
Today · 4.125%
HK$34,151
baseline
▲ 0.50% · 4.625%
HK$36,229
+HK$2,078/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,302/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,751
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,710
−HK$972/mo
Today · 4.125%
HK$37,682
baseline
▲ 0.50% · 4.625%
HK$39,669
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,364/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,563
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,762
−HK$1,219/mo
Today · 4.125%
HK$40,981
baseline
▲ 0.50% · 4.625%
HK$43,475
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,962/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,901
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,051
−HK$1,168/mo
Today · 4.125%
HK$45,219
baseline
▲ 0.50% · 4.625%
HK$47,602
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,438/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,990
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$46,390
−HK$1,421/mo
Today · 4.125%
HK$47,811
baseline
▲ 0.50% · 4.625%
HK$50,721
+HK$2,910/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,622/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,051
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,393
−HK$1,362/mo
Today · 4.125%
HK$52,755
baseline
▲ 0.50% · 4.625%
HK$55,536
+HK$2,781/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,510/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,844
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,644
−HK$1,828/mo
Today · 4.125%
HK$61,472
baseline
▲ 0.50% · 4.625%
HK$65,212
+HK$3,740/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,944/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,351
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,077
−HK$1,751/mo
Today · 4.125%
HK$67,828
baseline
▲ 0.50% · 4.625%
HK$71,403
+HK$3,575/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,656/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,490 · Scale 2, in force from 26 Feb 2026)