LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,138
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,138
−HK$1,015/mo
Today · 4.125%
HK$34,153
baseline
▲ 0.50% · 4.625%
HK$36,231
+HK$2,078/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,306/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,753
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,712
−HK$973/mo
Today · 4.125%
HK$37,685
baseline
▲ 0.50% · 4.625%
HK$39,671
+HK$1,986/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,370/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,566
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,765
−HK$1,219/mo
Today · 4.125%
HK$40,984
baseline
▲ 0.50% · 4.625%
HK$43,478
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,968/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,904
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,054
−HK$1,168/mo
Today · 4.125%
HK$45,222
baseline
▲ 0.50% · 4.625%
HK$47,605
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,444/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,993
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,393
−HK$1,422/mo
Today · 4.125%
HK$47,815
baseline
▲ 0.50% · 4.625%
HK$50,724
+HK$2,909/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,630/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,054
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,397
−HK$1,362/mo
Today · 4.125%
HK$52,759
baseline
▲ 0.50% · 4.625%
HK$55,540
+HK$2,781/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,518/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,848
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,648
−HK$1,828/mo
Today · 4.125%
HK$61,476
baseline
▲ 0.50% · 4.625%
HK$65,217
+HK$3,741/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,952/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,356
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,082
−HK$1,751/mo
Today · 4.125%
HK$67,833
baseline
▲ 0.50% · 4.625%
HK$71,408
+HK$3,575/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,666/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,525 · Scale 2, in force from 26 Feb 2026)