LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,139
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,138
−HK$1,016/mo
Today · 4.125%
HK$34,154
baseline
▲ 0.50% · 4.625%
HK$36,232
+HK$2,078/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,308/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,754
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$973/mo
Today · 4.125%
HK$37,686
baseline
▲ 0.50% · 4.625%
HK$39,672
+HK$1,986/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,372/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,566
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,766
−HK$1,219/mo
Today · 4.125%
HK$40,985
baseline
▲ 0.50% · 4.625%
HK$43,479
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,970/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,905
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,055
−HK$1,168/mo
Today · 4.125%
HK$45,223
baseline
▲ 0.50% · 4.625%
HK$47,606
+HK$2,383/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,446/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,994
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,394
−HK$1,422/mo
Today · 4.125%
HK$47,816
baseline
▲ 0.50% · 4.625%
HK$50,725
+HK$2,909/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,632/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,055
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,398
−HK$1,362/mo
Today · 4.125%
HK$52,760
baseline
▲ 0.50% · 4.625%
HK$55,541
+HK$2,781/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,520/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,849
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,649
−HK$1,828/mo
Today · 4.125%
HK$61,477
baseline
▲ 0.50% · 4.625%
HK$65,218
+HK$3,741/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$122,954/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,357
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,083
−HK$1,751/mo
Today · 4.125%
HK$67,834
baseline
▲ 0.50% · 4.625%
HK$71,410
+HK$3,576/mo
Deposit HK$1.41M · loan HK$12.68M · min. income ≈ HK$135,668/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,536 · Scale 2, in force from 26 Feb 2026)