LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,139
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,139
−HK$1,016/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$36,233
+HK$2,078/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,755
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,714
−HK$972/mo
Today · 4.125%
HK$37,686
baseline
▲ 0.50% · 4.625%
HK$39,673
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,372/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,567
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,767
−HK$1,219/mo
Today · 4.125%
HK$40,986
baseline
▲ 0.50% · 4.625%
HK$43,480
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,972/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,906
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,056
−HK$1,168/mo
Today · 4.125%
HK$45,224
baseline
▲ 0.50% · 4.625%
HK$47,608
+HK$2,384/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,448/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,995
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,395
−HK$1,422/mo
Today · 4.125%
HK$47,817
baseline
▲ 0.50% · 4.625%
HK$50,726
+HK$2,909/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,634/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,057
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$51,399
−HK$1,362/mo
Today · 4.125%
HK$52,761
baseline
▲ 0.50% · 4.625%
HK$55,542
+HK$2,781/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,522/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,851
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,650
−HK$1,829/mo
Today · 4.125%
HK$61,479
baseline
▲ 0.50% · 4.625%
HK$65,220
+HK$3,741/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$122,958/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,359
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$66,085
−HK$1,751/mo
Today · 4.125%
HK$67,836
baseline
▲ 0.50% · 4.625%
HK$71,411
+HK$3,575/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,672/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,549 · Scale 2, in force from 26 Feb 2026)