LTV · monthly repayment
▼ 0.50% · 3.625%
HK$321,413
−HK$20,155/mo
▼ 0.25% · 3.875%
HK$331,410
−HK$10,158/mo
Today · 4.125%
HK$341,568
baseline
▲ 0.50% · 4.625%
HK$362,352
+HK$20,784/mo
Deposit HK$70.48M · loan HK$70.48M · min. income ≈ HK$683,136/mo (50% DSR)
Upfront cash ≈ HK$79.64M (deposit + AVD stamp duty HK$9,162,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,568
−HK$19,319/mo
▼ 0.25% · 3.875%
HK$367,158
−HK$9,729/mo
Today · 4.125%
HK$376,887
baseline
▲ 0.50% · 4.625%
HK$396,753
+HK$19,866/mo
Deposit HK$70.48M · loan HK$70.48M · min. income ≈ HK$753,774/mo (50% DSR)
Upfront cash ≈ HK$79.64M (deposit + AVD stamp duty HK$9,162,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,695
−HK$24,187/mo
▼ 0.25% · 3.875%
HK$397,692
−HK$12,190/mo
Today · 4.125%
HK$409,882
baseline
▲ 0.50% · 4.625%
HK$434,822
+HK$24,940/mo
Deposit HK$56.38M · loan HK$84.57M · min. income ≈ HK$819,764/mo (50% DSR)
Upfront cash ≈ HK$65.54M (deposit + AVD stamp duty HK$9,162,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,082
−HK$23,182/mo
▼ 0.25% · 3.875%
HK$440,590
−HK$11,674/mo
Today · 4.125%
HK$452,264
baseline
▲ 0.50% · 4.625%
HK$476,103
+HK$23,839/mo
Deposit HK$56.38M · loan HK$84.57M · min. income ≈ HK$904,528/mo (50% DSR)
Upfront cash ≈ HK$65.54M (deposit + AVD stamp duty HK$9,162,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,978
−HK$28,217/mo
▼ 0.25% · 3.875%
HK$463,974
−HK$14,221/mo
Today · 4.125%
HK$478,195
baseline
▲ 0.50% · 4.625%
HK$507,292
+HK$29,097/mo
Deposit HK$42.29M · loan HK$98.67M · min. income ≈ HK$956,390/mo (50% DSR)
Upfront cash ≈ HK$51.45M (deposit + AVD stamp duty HK$9,162,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$500,596
−HK$27,045/mo
▼ 0.25% · 3.875%
HK$514,021
−HK$13,620/mo
Today · 4.125%
HK$527,641
baseline
▲ 0.50% · 4.625%
HK$555,454
+HK$27,813/mo
Deposit HK$42.29M · loan HK$98.67M · min. income ≈ HK$1,055,282/mo (50% DSR)
Upfront cash ≈ HK$51.45M (deposit + AVD stamp duty HK$9,162,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,543
−HK$36,279/mo
▼ 0.25% · 3.875%
HK$596,539
−HK$18,283/mo
Today · 4.125%
HK$614,822
baseline
▲ 0.50% · 4.625%
HK$652,233
+HK$37,411/mo
Deposit HK$14.10M · loan HK$126.86M · min. income ≈ HK$1,229,644/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$9,162,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$643,623
−HK$34,773/mo
▼ 0.25% · 3.875%
HK$660,885
−HK$17,511/mo
Today · 4.125%
HK$678,396
baseline
▲ 0.50% · 4.625%
HK$714,155
+HK$35,759/mo
Deposit HK$14.10M · loan HK$126.86M · min. income ≈ HK$1,356,792/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$9,162,048 · Scale 2, in force from 26 Feb 2026)