LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,142
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,142
−HK$1,016/mo
Today · 4.125%
HK$34,158
baseline
▲ 0.50% · 4.625%
HK$36,236
+HK$2,078/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,316/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,758
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,717
−HK$973/mo
Today · 4.125%
HK$37,690
baseline
▲ 0.50% · 4.625%
HK$39,677
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,380/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,571
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,771
−HK$1,218/mo
Today · 4.125%
HK$40,989
baseline
▲ 0.50% · 4.625%
HK$43,484
+HK$2,495/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,978/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,910
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,060
−HK$1,168/mo
Today · 4.125%
HK$45,228
baseline
▲ 0.50% · 4.625%
HK$47,612
+HK$2,384/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,456/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,999
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,399
−HK$1,422/mo
Today · 4.125%
HK$47,821
baseline
▲ 0.50% · 4.625%
HK$50,731
+HK$2,910/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,642/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,061
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,404
−HK$1,362/mo
Today · 4.125%
HK$52,766
baseline
▲ 0.50% · 4.625%
HK$55,547
+HK$2,781/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,532/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,856
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,656
−HK$1,828/mo
Today · 4.125%
HK$61,484
baseline
▲ 0.50% · 4.625%
HK$65,225
+HK$3,741/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$122,968/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,364
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,091
−HK$1,751/mo
Today · 4.125%
HK$67,842
baseline
▲ 0.50% · 4.625%
HK$71,418
+HK$3,576/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,684/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,597 · Scale 2, in force from 26 Feb 2026)