LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,143
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,143
−HK$1,015/mo
Today · 4.125%
HK$34,158
baseline
▲ 0.50% · 4.625%
HK$36,237
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,316/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,758
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,718
−HK$972/mo
Today · 4.125%
HK$37,690
baseline
▲ 0.50% · 4.625%
HK$39,677
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,380/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,571
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,771
−HK$1,219/mo
Today · 4.125%
HK$40,990
baseline
▲ 0.50% · 4.625%
HK$43,484
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,980/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,910
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,061
−HK$1,167/mo
Today · 4.125%
HK$45,228
baseline
▲ 0.50% · 4.625%
HK$47,613
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,456/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,000
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,400
−HK$1,422/mo
Today · 4.125%
HK$47,822
baseline
▲ 0.50% · 4.625%
HK$50,732
+HK$2,910/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,644/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,062
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,405
−HK$1,362/mo
Today · 4.125%
HK$52,767
baseline
▲ 0.50% · 4.625%
HK$55,548
+HK$2,781/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,534/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,857
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$59,657
−HK$1,828/mo
Today · 4.125%
HK$61,485
baseline
▲ 0.50% · 4.625%
HK$65,226
+HK$3,741/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$122,970/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,365
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,092
−HK$1,751/mo
Today · 4.125%
HK$67,843
baseline
▲ 0.50% · 4.625%
HK$71,419
+HK$3,576/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,686/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,605 · Scale 2, in force from 26 Feb 2026)