LTV · monthly repayment
▼ 0.50% · 3.625%
HK$321,437
−HK$20,157/mo
▼ 0.25% · 3.875%
HK$331,436
−HK$10,158/mo
Today · 4.125%
HK$341,594
baseline
▲ 0.50% · 4.625%
HK$362,379
+HK$20,785/mo
Deposit HK$70.48M · loan HK$70.48M · min. income ≈ HK$683,188/mo (50% DSR)
Upfront cash ≈ HK$79.65M (deposit + AVD stamp duty HK$9,162,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,596
−HK$19,319/mo
▼ 0.25% · 3.875%
HK$367,186
−HK$9,729/mo
Today · 4.125%
HK$376,915
baseline
▲ 0.50% · 4.625%
HK$396,783
+HK$19,868/mo
Deposit HK$70.48M · loan HK$70.48M · min. income ≈ HK$753,830/mo (50% DSR)
Upfront cash ≈ HK$79.65M (deposit + AVD stamp duty HK$9,162,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,725
−HK$24,188/mo
▼ 0.25% · 3.875%
HK$397,723
−HK$12,190/mo
Today · 4.125%
HK$409,913
baseline
▲ 0.50% · 4.625%
HK$434,855
+HK$24,942/mo
Deposit HK$56.39M · loan HK$84.58M · min. income ≈ HK$819,826/mo (50% DSR)
Upfront cash ≈ HK$65.55M (deposit + AVD stamp duty HK$9,162,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,115
−HK$23,183/mo
▼ 0.25% · 3.875%
HK$440,623
−HK$11,675/mo
Today · 4.125%
HK$452,298
baseline
▲ 0.50% · 4.625%
HK$476,140
+HK$23,842/mo
Deposit HK$56.39M · loan HK$84.58M · min. income ≈ HK$904,596/mo (50% DSR)
Upfront cash ≈ HK$65.55M (deposit + AVD stamp duty HK$9,162,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$450,012
−HK$28,220/mo
▼ 0.25% · 3.875%
HK$464,010
−HK$14,222/mo
Today · 4.125%
HK$478,232
baseline
▲ 0.50% · 4.625%
HK$507,331
+HK$29,099/mo
Deposit HK$42.29M · loan HK$98.68M · min. income ≈ HK$956,464/mo (50% DSR)
Upfront cash ≈ HK$51.45M (deposit + AVD stamp duty HK$9,162,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$500,634
−HK$27,048/mo
▼ 0.25% · 3.875%
HK$514,061
−HK$13,621/mo
Today · 4.125%
HK$527,682
baseline
▲ 0.50% · 4.625%
HK$555,496
+HK$27,814/mo
Deposit HK$42.29M · loan HK$98.68M · min. income ≈ HK$1,055,364/mo (50% DSR)
Upfront cash ≈ HK$51.45M (deposit + AVD stamp duty HK$9,162,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,587
−HK$36,282/mo
▼ 0.25% · 3.875%
HK$596,584
−HK$18,285/mo
Today · 4.125%
HK$614,869
baseline
▲ 0.50% · 4.625%
HK$652,283
+HK$37,414/mo
Deposit HK$14.10M · loan HK$126.87M · min. income ≈ HK$1,229,738/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$9,162,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$643,672
−HK$34,776/mo
▼ 0.25% · 3.875%
HK$660,935
−HK$17,513/mo
Today · 4.125%
HK$678,448
baseline
▲ 0.50% · 4.625%
HK$714,210
+HK$35,762/mo
Deposit HK$14.10M · loan HK$126.87M · min. income ≈ HK$1,356,896/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$9,162,749 · Scale 2, in force from 26 Feb 2026)