LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,146
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,146
−HK$1,015/mo
Today · 4.125%
HK$34,161
baseline
▲ 0.50% · 4.625%
HK$36,240
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,322/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,762
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,721
−HK$973/mo
Today · 4.125%
HK$37,694
baseline
▲ 0.50% · 4.625%
HK$39,681
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,388/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,575
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,775
−HK$1,219/mo
Today · 4.125%
HK$40,994
baseline
▲ 0.50% · 4.625%
HK$43,488
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,988/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,914
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,065
−HK$1,168/mo
Today · 4.125%
HK$45,233
baseline
▲ 0.50% · 4.625%
HK$47,617
+HK$2,384/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,466/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,004
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,404
−HK$1,422/mo
Today · 4.125%
HK$47,826
baseline
▲ 0.50% · 4.625%
HK$50,736
+HK$2,910/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,652/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,066
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,409
−HK$1,362/mo
Today · 4.125%
HK$52,771
baseline
▲ 0.50% · 4.625%
HK$55,553
+HK$2,782/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,542/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,862
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,662
−HK$1,829/mo
Today · 4.125%
HK$61,491
baseline
▲ 0.50% · 4.625%
HK$65,232
+HK$3,741/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$122,982/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,371
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,098
−HK$1,751/mo
Today · 4.125%
HK$67,849
baseline
▲ 0.50% · 4.625%
HK$71,425
+HK$3,576/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,698/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,653 · Scale 2, in force from 26 Feb 2026)