LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,147
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,147
−HK$1,016/mo
Today · 4.125%
HK$34,163
baseline
▲ 0.50% · 4.625%
HK$36,242
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,326/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,764
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,723
−HK$973/mo
Today · 4.125%
HK$37,696
baseline
▲ 0.50% · 4.625%
HK$39,683
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,392/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,577
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,777
−HK$1,219/mo
Today · 4.125%
HK$40,996
baseline
▲ 0.50% · 4.625%
HK$43,490
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$81,992/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,916
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,067
−HK$1,168/mo
Today · 4.125%
HK$45,235
baseline
▲ 0.50% · 4.625%
HK$47,619
+HK$2,384/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,470/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,006
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,406
−HK$1,423/mo
Today · 4.125%
HK$47,829
baseline
▲ 0.50% · 4.625%
HK$50,739
+HK$2,910/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,658/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,069
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,412
−HK$1,362/mo
Today · 4.125%
HK$52,774
baseline
▲ 0.50% · 4.625%
HK$55,556
+HK$2,782/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,548/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,865
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,665
−HK$1,829/mo
Today · 4.125%
HK$61,494
baseline
▲ 0.50% · 4.625%
HK$65,236
+HK$3,742/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$122,988/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,375
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,101
−HK$1,752/mo
Today · 4.125%
HK$67,853
baseline
▲ 0.50% · 4.625%
HK$71,429
+HK$3,576/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,706/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,681 · Scale 2, in force from 26 Feb 2026)