LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,150
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,150
−HK$1,016/mo
Today · 4.125%
HK$34,166
baseline
▲ 0.50% · 4.625%
HK$36,245
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,332/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,767
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,726
−HK$973/mo
Today · 4.125%
HK$37,699
baseline
▲ 0.50% · 4.625%
HK$39,686
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,398/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,580
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,780
−HK$1,220/mo
Today · 4.125%
HK$41,000
baseline
▲ 0.50% · 4.625%
HK$43,494
+HK$2,494/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,000/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,920
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,071
−HK$1,168/mo
Today · 4.125%
HK$45,239
baseline
▲ 0.50% · 4.625%
HK$47,624
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,478/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,010
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,410
−HK$1,423/mo
Today · 4.125%
HK$47,833
baseline
▲ 0.50% · 4.625%
HK$50,743
+HK$2,910/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,666/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,074
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,417
−HK$1,362/mo
Today · 4.125%
HK$52,779
baseline
▲ 0.50% · 4.625%
HK$55,561
+HK$2,782/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,558/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,870
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,671
−HK$1,828/mo
Today · 4.125%
HK$61,499
baseline
▲ 0.50% · 4.625%
HK$65,242
+HK$3,743/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$122,998/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,380
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,107
−HK$1,752/mo
Today · 4.125%
HK$67,859
baseline
▲ 0.50% · 4.625%
HK$71,435
+HK$3,576/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,718/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,728 · Scale 2, in force from 26 Feb 2026)