LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,150
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,151
−HK$1,016/mo
Today · 4.125%
HK$34,167
baseline
▲ 0.50% · 4.625%
HK$36,246
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,334/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,767
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,726
−HK$973/mo
Today · 4.125%
HK$37,699
baseline
▲ 0.50% · 4.625%
HK$39,687
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,398/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,581
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,781
−HK$1,219/mo
Today · 4.125%
HK$41,000
baseline
▲ 0.50% · 4.625%
HK$43,495
+HK$2,495/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,000/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,920
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,072
−HK$1,167/mo
Today · 4.125%
HK$45,239
baseline
▲ 0.50% · 4.625%
HK$47,624
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,478/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,011
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,411
−HK$1,422/mo
Today · 4.125%
HK$47,833
baseline
▲ 0.50% · 4.625%
HK$50,744
+HK$2,911/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,666/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,074
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,417
−HK$1,362/mo
Today · 4.125%
HK$52,779
baseline
▲ 0.50% · 4.625%
HK$55,561
+HK$2,782/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,558/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,871
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,671
−HK$1,829/mo
Today · 4.125%
HK$61,500
baseline
▲ 0.50% · 4.625%
HK$65,242
+HK$3,742/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,000/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,381
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,107
−HK$1,752/mo
Today · 4.125%
HK$67,859
baseline
▲ 0.50% · 4.625%
HK$71,436
+HK$3,577/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,718/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,731 · Scale 2, in force from 26 Feb 2026)