LTV · monthly repayment
▼ 0.50% · 3.625%
HK$321,512
−HK$20,162/mo
▼ 0.25% · 3.875%
HK$331,513
−HK$10,161/mo
Today · 4.125%
HK$341,674
baseline
▲ 0.50% · 4.625%
HK$362,464
+HK$20,790/mo
Deposit HK$70.50M · loan HK$70.50M · min. income ≈ HK$683,348/mo (50% DSR)
Upfront cash ≈ HK$79.66M (deposit + AVD stamp duty HK$9,164,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,679
−HK$19,324/mo
▼ 0.25% · 3.875%
HK$367,272
−HK$9,731/mo
Today · 4.125%
HK$377,003
baseline
▲ 0.50% · 4.625%
HK$396,875
+HK$19,872/mo
Deposit HK$70.50M · loan HK$70.50M · min. income ≈ HK$754,006/mo (50% DSR)
Upfront cash ≈ HK$79.66M (deposit + AVD stamp duty HK$9,164,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,814
−HK$24,194/mo
▼ 0.25% · 3.875%
HK$397,815
−HK$12,193/mo
Today · 4.125%
HK$410,008
baseline
▲ 0.50% · 4.625%
HK$434,956
+HK$24,948/mo
Deposit HK$56.40M · loan HK$84.60M · min. income ≈ HK$820,016/mo (50% DSR)
Upfront cash ≈ HK$65.56M (deposit + AVD stamp duty HK$9,164,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,215
−HK$23,189/mo
▼ 0.25% · 3.875%
HK$440,726
−HK$11,678/mo
Today · 4.125%
HK$452,404
baseline
▲ 0.50% · 4.625%
HK$476,251
+HK$23,847/mo
Deposit HK$56.40M · loan HK$84.60M · min. income ≈ HK$904,808/mo (50% DSR)
Upfront cash ≈ HK$65.56M (deposit + AVD stamp duty HK$9,164,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$450,117
−HK$28,226/mo
▼ 0.25% · 3.875%
HK$464,118
−HK$14,225/mo
Today · 4.125%
HK$478,343
baseline
▲ 0.50% · 4.625%
HK$507,449
+HK$29,106/mo
Deposit HK$42.30M · loan HK$98.70M · min. income ≈ HK$956,686/mo (50% DSR)
Upfront cash ≈ HK$51.46M (deposit + AVD stamp duty HK$9,164,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$500,750
−HK$27,054/mo
▼ 0.25% · 3.875%
HK$514,180
−HK$13,624/mo
Today · 4.125%
HK$527,804
baseline
▲ 0.50% · 4.625%
HK$555,626
+HK$27,822/mo
Deposit HK$42.30M · loan HK$98.70M · min. income ≈ HK$1,055,608/mo (50% DSR)
Upfront cash ≈ HK$51.46M (deposit + AVD stamp duty HK$9,164,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,722
−HK$36,290/mo
▼ 0.25% · 3.875%
HK$596,723
−HK$18,289/mo
Today · 4.125%
HK$615,012
baseline
▲ 0.50% · 4.625%
HK$652,435
+HK$37,423/mo
Deposit HK$14.10M · loan HK$126.90M · min. income ≈ HK$1,230,024/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$9,164,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$643,822
−HK$34,784/mo
▼ 0.25% · 3.875%
HK$661,089
−HK$17,517/mo
Today · 4.125%
HK$678,606
baseline
▲ 0.50% · 4.625%
HK$714,376
+HK$35,770/mo
Deposit HK$14.10M · loan HK$126.90M · min. income ≈ HK$1,357,212/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$9,164,881 · Scale 2, in force from 26 Feb 2026)