LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,153
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,153
−HK$1,016/mo
Today · 4.125%
HK$34,169
baseline
▲ 0.50% · 4.625%
HK$36,248
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,338/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,770
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,729
−HK$973/mo
Today · 4.125%
HK$37,702
baseline
▲ 0.50% · 4.625%
HK$39,690
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,404/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,584
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,784
−HK$1,219/mo
Today · 4.125%
HK$41,003
baseline
▲ 0.50% · 4.625%
HK$43,498
+HK$2,495/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,006/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,924
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,075
−HK$1,168/mo
Today · 4.125%
HK$45,243
baseline
▲ 0.50% · 4.625%
HK$47,628
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,486/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,014
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,414
−HK$1,423/mo
Today · 4.125%
HK$47,837
baseline
▲ 0.50% · 4.625%
HK$50,748
+HK$2,911/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,674/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,078
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,421
−HK$1,362/mo
Today · 4.125%
HK$52,783
baseline
▲ 0.50% · 4.625%
HK$55,566
+HK$2,783/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,566/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,875
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,676
−HK$1,829/mo
Today · 4.125%
HK$61,505
baseline
▲ 0.50% · 4.625%
HK$65,247
+HK$3,742/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,010/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,386
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,113
−HK$1,751/mo
Today · 4.125%
HK$67,864
baseline
▲ 0.50% · 4.625%
HK$71,442
+HK$3,578/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,728/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,773 · Scale 2, in force from 26 Feb 2026)