LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,155
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,155
−HK$1,016/mo
Today · 4.125%
HK$34,171
baseline
▲ 0.50% · 4.625%
HK$36,251
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,342/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,772
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,731
−HK$974/mo
Today · 4.125%
HK$37,705
baseline
▲ 0.50% · 4.625%
HK$39,692
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,410/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,586
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,786
−HK$1,220/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,501
+HK$2,495/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,926
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,078
−HK$1,168/mo
Today · 4.125%
HK$45,246
baseline
▲ 0.50% · 4.625%
HK$47,631
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,492/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,017
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,417
−HK$1,423/mo
Today · 4.125%
HK$47,840
baseline
▲ 0.50% · 4.625%
HK$50,751
+HK$2,911/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,680/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,081
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,424
−HK$1,363/mo
Today · 4.125%
HK$52,787
baseline
▲ 0.50% · 4.625%
HK$55,569
+HK$2,782/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,574/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,879
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$59,679
−HK$1,829/mo
Today · 4.125%
HK$61,508
baseline
▲ 0.50% · 4.625%
HK$65,251
+HK$3,743/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,016/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,390
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$66,116
−HK$1,752/mo
Today · 4.125%
HK$67,868
baseline
▲ 0.50% · 4.625%
HK$71,446
+HK$3,578/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,736/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,804 · Scale 2, in force from 26 Feb 2026)