LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,155
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,155
−HK$1,017/mo
Today · 4.125%
HK$34,172
baseline
▲ 0.50% · 4.625%
HK$36,251
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,344/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,772
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,732
−HK$973/mo
Today · 4.125%
HK$37,705
baseline
▲ 0.50% · 4.625%
HK$39,692
+HK$1,987/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,410/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,586
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,786
−HK$1,220/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,501
+HK$2,495/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,927
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,078
−HK$1,168/mo
Today · 4.125%
HK$45,246
baseline
▲ 0.50% · 4.625%
HK$47,631
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,492/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,017
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,418
−HK$1,422/mo
Today · 4.125%
HK$47,840
baseline
▲ 0.50% · 4.625%
HK$50,751
+HK$2,911/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,680/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,081
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,424
−HK$1,363/mo
Today · 4.125%
HK$52,787
baseline
▲ 0.50% · 4.625%
HK$55,569
+HK$2,782/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,574/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,879
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,680
−HK$1,829/mo
Today · 4.125%
HK$61,509
baseline
▲ 0.50% · 4.625%
HK$65,251
+HK$3,742/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,018/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,390
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,117
−HK$1,752/mo
Today · 4.125%
HK$67,869
baseline
▲ 0.50% · 4.625%
HK$71,446
+HK$3,577/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,738/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,809 · Scale 2, in force from 26 Feb 2026)