LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,157
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,158
−HK$1,016/mo
Today · 4.125%
HK$34,174
baseline
▲ 0.50% · 4.625%
HK$36,253
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,348/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,775
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,734
−HK$973/mo
Today · 4.125%
HK$37,707
baseline
▲ 0.50% · 4.625%
HK$39,695
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,414/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,589
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,789
−HK$1,220/mo
Today · 4.125%
HK$41,009
baseline
▲ 0.50% · 4.625%
HK$43,504
+HK$2,495/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,018/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,930
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,081
−HK$1,168/mo
Today · 4.125%
HK$45,249
baseline
▲ 0.50% · 4.625%
HK$47,634
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,498/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,020
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,421
−HK$1,422/mo
Today · 4.125%
HK$47,843
baseline
▲ 0.50% · 4.625%
HK$50,754
+HK$2,911/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,686/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,084
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,428
−HK$1,362/mo
Today · 4.125%
HK$52,790
baseline
▲ 0.50% · 4.625%
HK$55,573
+HK$2,783/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,580/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,883
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,684
−HK$1,829/mo
Today · 4.125%
HK$61,513
baseline
▲ 0.50% · 4.625%
HK$65,256
+HK$3,743/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,026/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,394
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,121
−HK$1,752/mo
Today · 4.125%
HK$67,873
baseline
▲ 0.50% · 4.625%
HK$71,451
+HK$3,578/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,746/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,843 · Scale 2, in force from 26 Feb 2026)