LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,159
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,159
−HK$1,016/mo
Today · 4.125%
HK$34,175
baseline
▲ 0.50% · 4.625%
HK$36,255
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,350/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,776
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,736
−HK$973/mo
Today · 4.125%
HK$37,709
baseline
▲ 0.50% · 4.625%
HK$39,697
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,418/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,590
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,791
−HK$1,219/mo
Today · 4.125%
HK$41,010
baseline
▲ 0.50% · 4.625%
HK$43,506
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,020/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,931
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,083
−HK$1,168/mo
Today · 4.125%
HK$45,251
baseline
▲ 0.50% · 4.625%
HK$47,636
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,502/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,022
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,423
−HK$1,422/mo
Today · 4.125%
HK$47,845
baseline
▲ 0.50% · 4.625%
HK$50,757
+HK$2,912/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,690/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,087
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,430
−HK$1,363/mo
Today · 4.125%
HK$52,793
baseline
▲ 0.50% · 4.625%
HK$55,575
+HK$2,782/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,586/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,886
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,686
−HK$1,830/mo
Today · 4.125%
HK$61,516
baseline
▲ 0.50% · 4.625%
HK$65,259
+HK$3,743/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,032/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,397
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,124
−HK$1,752/mo
Today · 4.125%
HK$67,876
baseline
▲ 0.50% · 4.625%
HK$71,454
+HK$3,578/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,752/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,866 · Scale 2, in force from 26 Feb 2026)