LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,160
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,161
−HK$1,016/mo
Today · 4.125%
HK$34,177
baseline
▲ 0.50% · 4.625%
HK$36,257
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,354/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,778
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,738
−HK$973/mo
Today · 4.125%
HK$37,711
baseline
▲ 0.50% · 4.625%
HK$39,699
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,422/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,592
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,793
−HK$1,219/mo
Today · 4.125%
HK$41,012
baseline
▲ 0.50% · 4.625%
HK$43,508
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,024/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,934
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,085
−HK$1,168/mo
Today · 4.125%
HK$45,253
baseline
▲ 0.50% · 4.625%
HK$47,639
+HK$2,386/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,506/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,024
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,425
−HK$1,423/mo
Today · 4.125%
HK$47,848
baseline
▲ 0.50% · 4.625%
HK$50,759
+HK$2,911/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,696/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,089
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,433
−HK$1,362/mo
Today · 4.125%
HK$52,795
baseline
▲ 0.50% · 4.625%
HK$55,578
+HK$2,783/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,590/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,889
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,689
−HK$1,830/mo
Today · 4.125%
HK$61,519
baseline
▲ 0.50% · 4.625%
HK$65,262
+HK$3,743/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,038/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,400
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,128
−HK$1,752/mo
Today · 4.125%
HK$67,880
baseline
▲ 0.50% · 4.625%
HK$71,458
+HK$3,578/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,760/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,893 · Scale 2, in force from 26 Feb 2026)