LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,161
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,161
−HK$1,017/mo
Today · 4.125%
HK$34,178
baseline
▲ 0.50% · 4.625%
HK$36,257
+HK$2,079/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,356/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,779
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,738
−HK$974/mo
Today · 4.125%
HK$37,712
baseline
▲ 0.50% · 4.625%
HK$39,700
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,424/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,593
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,794
−HK$1,219/mo
Today · 4.125%
HK$41,013
baseline
▲ 0.50% · 4.625%
HK$43,509
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,026/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,934
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,086
−HK$1,168/mo
Today · 4.125%
HK$45,254
baseline
▲ 0.50% · 4.625%
HK$47,639
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,508/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,025
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,426
−HK$1,423/mo
Today · 4.125%
HK$47,849
baseline
▲ 0.50% · 4.625%
HK$50,760
+HK$2,911/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,698/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,090
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,434
−HK$1,362/mo
Today · 4.125%
HK$52,796
baseline
▲ 0.50% · 4.625%
HK$55,579
+HK$2,783/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,592/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,890
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,690
−HK$1,830/mo
Today · 4.125%
HK$61,520
baseline
▲ 0.50% · 4.625%
HK$65,263
+HK$3,743/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,040/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,402
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,129
−HK$1,752/mo
Today · 4.125%
HK$67,881
baseline
▲ 0.50% · 4.625%
HK$71,459
+HK$3,578/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,762/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,904 · Scale 2, in force from 26 Feb 2026)