LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,162
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,163
−HK$1,016/mo
Today · 4.125%
HK$34,179
baseline
▲ 0.50% · 4.625%
HK$36,259
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,358/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,780
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,740
−HK$973/mo
Today · 4.125%
HK$37,713
baseline
▲ 0.50% · 4.625%
HK$39,701
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,426/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,595
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,795
−HK$1,220/mo
Today · 4.125%
HK$41,015
baseline
▲ 0.50% · 4.625%
HK$43,511
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,030/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,936
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,088
−HK$1,168/mo
Today · 4.125%
HK$45,256
baseline
▲ 0.50% · 4.625%
HK$47,642
+HK$2,386/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,512/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,027
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,428
−HK$1,423/mo
Today · 4.125%
HK$47,851
baseline
▲ 0.50% · 4.625%
HK$50,763
+HK$2,912/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,702/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,093
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,436
−HK$1,363/mo
Today · 4.125%
HK$52,799
baseline
▲ 0.50% · 4.625%
HK$55,582
+HK$2,783/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,598/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,892
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,693
−HK$1,830/mo
Today · 4.125%
HK$61,523
baseline
▲ 0.50% · 4.625%
HK$65,266
+HK$3,743/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,046/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,405
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$66,132
−HK$1,752/mo
Today · 4.125%
HK$67,884
baseline
▲ 0.50% · 4.625%
HK$71,463
+HK$3,579/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,768/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,928 · Scale 2, in force from 26 Feb 2026)