LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,164
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,165
−HK$1,016/mo
Today · 4.125%
HK$34,181
baseline
▲ 0.50% · 4.625%
HK$36,261
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,362/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,782
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,742
−HK$974/mo
Today · 4.125%
HK$37,716
baseline
▲ 0.50% · 4.625%
HK$39,704
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,432/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,597
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,798
−HK$1,219/mo
Today · 4.125%
HK$41,017
baseline
▲ 0.50% · 4.625%
HK$43,513
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,034/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,939
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,090
−HK$1,169/mo
Today · 4.125%
HK$45,259
baseline
▲ 0.50% · 4.625%
HK$47,644
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,518/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,030
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,431
−HK$1,423/mo
Today · 4.125%
HK$47,854
baseline
▲ 0.50% · 4.625%
HK$50,765
+HK$2,911/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,708/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,095
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,439
−HK$1,363/mo
Today · 4.125%
HK$52,802
baseline
▲ 0.50% · 4.625%
HK$55,585
+HK$2,783/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,604/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,896
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$59,696
−HK$1,830/mo
Today · 4.125%
HK$61,526
baseline
▲ 0.50% · 4.625%
HK$65,270
+HK$3,744/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$123,052/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,408
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,136
−HK$1,752/mo
Today · 4.125%
HK$67,888
baseline
▲ 0.50% · 4.625%
HK$71,467
+HK$3,579/mo
Deposit HK$1.41M · loan HK$12.69M · min. income ≈ HK$135,776/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,958 · Scale 2, in force from 26 Feb 2026)