LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,165
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,165
−HK$1,017/mo
Today · 4.125%
HK$34,182
baseline
▲ 0.50% · 4.625%
HK$36,262
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,364/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,783
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,743
−HK$973/mo
Today · 4.125%
HK$37,716
baseline
▲ 0.50% · 4.625%
HK$39,705
+HK$1,989/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,432/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$528,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,598
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,799
−HK$1,219/mo
Today · 4.125%
HK$41,018
baseline
▲ 0.50% · 4.625%
HK$43,514
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,036/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,940
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,091
−HK$1,169/mo
Today · 4.125%
HK$45,260
baseline
▲ 0.50% · 4.625%
HK$47,645
+HK$2,385/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,520/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$528,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,031
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,432
−HK$1,423/mo
Today · 4.125%
HK$47,855
baseline
▲ 0.50% · 4.625%
HK$50,767
+HK$2,912/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,710/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,096
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,440
−HK$1,363/mo
Today · 4.125%
HK$52,803
baseline
▲ 0.50% · 4.625%
HK$55,586
+HK$2,783/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,606/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$528,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,897
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,698
−HK$1,830/mo
Today · 4.125%
HK$61,528
baseline
▲ 0.50% · 4.625%
HK$65,271
+HK$3,743/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,056/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,410
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,137
−HK$1,753/mo
Today · 4.125%
HK$67,890
baseline
▲ 0.50% · 4.625%
HK$71,468
+HK$3,578/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,780/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$528,970 · Scale 2, in force from 26 Feb 2026)