LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,167
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,168
−HK$1,016/mo
Today · 4.125%
HK$34,184
baseline
▲ 0.50% · 4.625%
HK$36,264
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,368/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,786
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,745
−HK$974/mo
Today · 4.125%
HK$37,719
baseline
▲ 0.50% · 4.625%
HK$39,707
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,438/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,601
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,801
−HK$1,220/mo
Today · 4.125%
HK$41,021
baseline
▲ 0.50% · 4.625%
HK$43,517
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,042/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,943
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,094
−HK$1,169/mo
Today · 4.125%
HK$45,263
baseline
▲ 0.50% · 4.625%
HK$47,649
+HK$2,386/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,526/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,034
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,435
−HK$1,423/mo
Today · 4.125%
HK$47,858
baseline
▲ 0.50% · 4.625%
HK$50,770
+HK$2,912/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,716/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,100
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,443
−HK$1,364/mo
Today · 4.125%
HK$52,807
baseline
▲ 0.50% · 4.625%
HK$55,590
+HK$2,783/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,614/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,901
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,702
−HK$1,830/mo
Today · 4.125%
HK$61,532
baseline
▲ 0.50% · 4.625%
HK$65,276
+HK$3,744/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,064/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,414
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,142
−HK$1,752/mo
Today · 4.125%
HK$67,894
baseline
▲ 0.50% · 4.625%
HK$71,473
+HK$3,579/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,788/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,005 · Scale 2, in force from 26 Feb 2026)