LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,167
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,168
−HK$1,017/mo
Today · 4.125%
HK$34,185
baseline
▲ 0.50% · 4.625%
HK$36,265
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,370/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,786
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,746
−HK$973/mo
Today · 4.125%
HK$37,719
baseline
▲ 0.50% · 4.625%
HK$39,708
+HK$1,989/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,438/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,601
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,802
−HK$1,220/mo
Today · 4.125%
HK$41,022
baseline
▲ 0.50% · 4.625%
HK$43,518
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$82,044/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,943
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,095
−HK$1,168/mo
Today · 4.125%
HK$45,263
baseline
▲ 0.50% · 4.625%
HK$47,649
+HK$2,386/mo
Deposit HK$5.64M · loan HK$8.46M · min. income ≈ HK$90,526/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,034
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,435
−HK$1,424/mo
Today · 4.125%
HK$47,859
baseline
▲ 0.50% · 4.625%
HK$50,771
+HK$2,912/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$95,718/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,100
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,444
−HK$1,363/mo
Today · 4.125%
HK$52,807
baseline
▲ 0.50% · 4.625%
HK$55,591
+HK$2,784/mo
Deposit HK$4.23M · loan HK$9.87M · min. income ≈ HK$105,614/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,901
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,703
−HK$1,829/mo
Today · 4.125%
HK$61,532
baseline
▲ 0.50% · 4.625%
HK$65,277
+HK$3,745/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,064/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,415
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,142
−HK$1,753/mo
Today · 4.125%
HK$67,895
baseline
▲ 0.50% · 4.625%
HK$71,474
+HK$3,579/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,790/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,011 · Scale 2, in force from 26 Feb 2026)