LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,172
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,173
−HK$1,016/mo
Today · 4.125%
HK$34,189
baseline
▲ 0.50% · 4.625%
HK$36,270
+HK$2,081/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,378/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,791
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,751
−HK$974/mo
Today · 4.125%
HK$37,725
baseline
▲ 0.50% · 4.625%
HK$39,713
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,450/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,606
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,807
−HK$1,220/mo
Today · 4.125%
HK$41,027
baseline
▲ 0.50% · 4.625%
HK$43,524
+HK$2,497/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$82,054/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,949
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,101
−HK$1,168/mo
Today · 4.125%
HK$45,269
baseline
▲ 0.50% · 4.625%
HK$47,656
+HK$2,387/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$90,538/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,041
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,442
−HK$1,423/mo
Today · 4.125%
HK$47,865
baseline
▲ 0.50% · 4.625%
HK$50,777
+HK$2,912/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,730/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,107
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,451
−HK$1,363/mo
Today · 4.125%
HK$52,814
baseline
▲ 0.50% · 4.625%
HK$55,598
+HK$2,784/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,628/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,909
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,711
−HK$1,830/mo
Today · 4.125%
HK$61,541
baseline
▲ 0.50% · 4.625%
HK$65,285
+HK$3,744/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,082/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,424
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,151
−HK$1,753/mo
Today · 4.125%
HK$67,904
baseline
▲ 0.50% · 4.625%
HK$71,483
+HK$3,579/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,808/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,083 · Scale 2, in force from 26 Feb 2026)