LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,173
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,173
−HK$1,017/mo
Today · 4.125%
HK$34,190
baseline
▲ 0.50% · 4.625%
HK$36,271
+HK$2,081/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,380/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,792
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,752
−HK$974/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$39,714
+HK$1,988/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,607
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,808
−HK$1,220/mo
Today · 4.125%
HK$41,028
baseline
▲ 0.50% · 4.625%
HK$43,525
+HK$2,497/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$82,056/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,950
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,102
−HK$1,169/mo
Today · 4.125%
HK$45,271
baseline
▲ 0.50% · 4.625%
HK$47,657
+HK$2,386/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$90,542/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,042
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,443
−HK$1,423/mo
Today · 4.125%
HK$47,866
baseline
▲ 0.50% · 4.625%
HK$50,779
+HK$2,913/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,732/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,109
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,452
−HK$1,364/mo
Today · 4.125%
HK$52,816
baseline
▲ 0.50% · 4.625%
HK$55,600
+HK$2,784/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,632/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,911
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,712
−HK$1,830/mo
Today · 4.125%
HK$61,542
baseline
▲ 0.50% · 4.625%
HK$65,287
+HK$3,745/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,084/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,425
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,153
−HK$1,753/mo
Today · 4.125%
HK$67,906
baseline
▲ 0.50% · 4.625%
HK$71,485
+HK$3,579/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,812/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,097 · Scale 2, in force from 26 Feb 2026)