LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,173
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,174
−HK$1,017/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$36,271
+HK$2,080/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,792
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,752
−HK$974/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$39,715
+HK$1,989/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,608
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,809
−HK$1,220/mo
Today · 4.125%
HK$41,029
baseline
▲ 0.50% · 4.625%
HK$43,526
+HK$2,497/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$82,058/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,951
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,103
−HK$1,168/mo
Today · 4.125%
HK$45,271
baseline
▲ 0.50% · 4.625%
HK$47,658
+HK$2,387/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$90,542/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,043
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,444
−HK$1,423/mo
Today · 4.125%
HK$47,867
baseline
▲ 0.50% · 4.625%
HK$50,780
+HK$2,913/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,734/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,109
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,453
−HK$1,364/mo
Today · 4.125%
HK$52,817
baseline
▲ 0.50% · 4.625%
HK$55,601
+HK$2,784/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,634/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,912
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$59,713
−HK$1,830/mo
Today · 4.125%
HK$61,543
baseline
▲ 0.50% · 4.625%
HK$65,288
+HK$3,745/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,086/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,426
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,154
−HK$1,753/mo
Today · 4.125%
HK$67,907
baseline
▲ 0.50% · 4.625%
HK$71,487
+HK$3,580/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,814/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,107 · Scale 2, in force from 26 Feb 2026)