LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,174
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,175
−HK$1,016/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$36,272
+HK$2,081/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,793
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,753
−HK$974/mo
Today · 4.125%
HK$37,727
baseline
▲ 0.50% · 4.625%
HK$39,716
+HK$1,989/mo
Deposit HK$7.05M · loan HK$7.05M · min. income ≈ HK$75,454/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,609
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,810
−HK$1,220/mo
Today · 4.125%
HK$41,030
baseline
▲ 0.50% · 4.625%
HK$43,526
+HK$2,496/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$82,060/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,952
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,168/mo
Today · 4.125%
HK$45,272
baseline
▲ 0.50% · 4.625%
HK$47,659
+HK$2,387/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$90,544/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,043
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,445
−HK$1,423/mo
Today · 4.125%
HK$47,868
baseline
▲ 0.50% · 4.625%
HK$50,781
+HK$2,913/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,736/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,110
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,454
−HK$1,364/mo
Today · 4.125%
HK$52,818
baseline
▲ 0.50% · 4.625%
HK$55,602
+HK$2,784/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,636/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,913
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,714
−HK$1,831/mo
Today · 4.125%
HK$61,545
baseline
▲ 0.50% · 4.625%
HK$65,290
+HK$3,745/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,090/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,428
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$66,156
−HK$1,752/mo
Today · 4.125%
HK$67,908
baseline
▲ 0.50% · 4.625%
HK$71,488
+HK$3,580/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,816/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,117 · Scale 2, in force from 26 Feb 2026)