LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,178
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,179
−HK$1,017/mo
Today · 4.125%
HK$34,196
baseline
▲ 0.50% · 4.625%
HK$36,276
+HK$2,080/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,392/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,797
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,757
−HK$974/mo
Today · 4.125%
HK$37,731
baseline
▲ 0.50% · 4.625%
HK$39,720
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,462/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,613
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,814
−HK$1,221/mo
Today · 4.125%
HK$41,035
baseline
▲ 0.50% · 4.625%
HK$43,532
+HK$2,497/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$82,070/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,957
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,109
−HK$1,169/mo
Today · 4.125%
HK$45,278
baseline
▲ 0.50% · 4.625%
HK$47,664
+HK$2,386/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$90,556/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,049
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,450
−HK$1,424/mo
Today · 4.125%
HK$47,874
baseline
▲ 0.50% · 4.625%
HK$50,787
+HK$2,913/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,748/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,116
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,460
−HK$1,364/mo
Today · 4.125%
HK$52,824
baseline
▲ 0.50% · 4.625%
HK$55,608
+HK$2,784/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,648/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,920
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,722
−HK$1,830/mo
Today · 4.125%
HK$61,552
baseline
▲ 0.50% · 4.625%
HK$65,297
+HK$3,745/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,104/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,435
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,163
−HK$1,754/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$71,497
+HK$3,580/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,180 · Scale 2, in force from 26 Feb 2026)