LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,178
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,179
−HK$1,017/mo
Today · 4.125%
HK$34,196
baseline
▲ 0.50% · 4.625%
HK$36,277
+HK$2,081/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,392/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,798
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,758
−HK$974/mo
Today · 4.125%
HK$37,732
baseline
▲ 0.50% · 4.625%
HK$39,721
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,464/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$529,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,614
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,815
−HK$1,220/mo
Today · 4.125%
HK$41,035
baseline
▲ 0.50% · 4.625%
HK$43,532
+HK$2,497/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$82,070/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,957
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,109
−HK$1,169/mo
Today · 4.125%
HK$45,278
baseline
▲ 0.50% · 4.625%
HK$47,665
+HK$2,387/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$90,556/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,049
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,450
−HK$1,424/mo
Today · 4.125%
HK$47,874
baseline
▲ 0.50% · 4.625%
HK$50,787
+HK$2,913/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,748/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,117
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,461
−HK$1,363/mo
Today · 4.125%
HK$52,824
baseline
▲ 0.50% · 4.625%
HK$55,609
+HK$2,785/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,648/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,920
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,722
−HK$1,830/mo
Today · 4.125%
HK$61,552
baseline
▲ 0.50% · 4.625%
HK$65,298
+HK$3,746/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,104/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,436
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$66,164
−HK$1,753/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$71,497
+HK$3,580/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,184 · Scale 2, in force from 26 Feb 2026)