LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,179
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,180
−HK$1,017/mo
Today · 4.125%
HK$34,197
baseline
▲ 0.50% · 4.625%
HK$36,277
+HK$2,080/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,394/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,799
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,759
−HK$974/mo
Today · 4.125%
HK$37,733
baseline
▲ 0.50% · 4.625%
HK$39,722
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,466/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,614
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,816
−HK$1,220/mo
Today · 4.125%
HK$41,036
baseline
▲ 0.50% · 4.625%
HK$43,533
+HK$2,497/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$82,072/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,958
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,110
−HK$1,169/mo
Today · 4.125%
HK$45,279
baseline
▲ 0.50% · 4.625%
HK$47,666
+HK$2,387/mo
Deposit HK$5.64M · loan HK$8.47M · min. income ≈ HK$90,558/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,050
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,452
−HK$1,423/mo
Today · 4.125%
HK$47,875
baseline
▲ 0.50% · 4.625%
HK$50,788
+HK$2,913/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,750/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,118
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,462
−HK$1,364/mo
Today · 4.125%
HK$52,826
baseline
▲ 0.50% · 4.625%
HK$55,610
+HK$2,784/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,652/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,922
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$59,723
−HK$1,831/mo
Today · 4.125%
HK$61,554
baseline
▲ 0.50% · 4.625%
HK$65,299
+HK$3,745/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,108/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,437
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,166
−HK$1,753/mo
Today · 4.125%
HK$67,919
baseline
▲ 0.50% · 4.625%
HK$71,499
+HK$3,580/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,838/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,196 · Scale 2, in force from 26 Feb 2026)