LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,183
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,184
−HK$1,017/mo
Today · 4.125%
HK$34,201
baseline
▲ 0.50% · 4.625%
HK$36,282
+HK$2,081/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,402/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,803
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,763
−HK$974/mo
Today · 4.125%
HK$37,737
baseline
▲ 0.50% · 4.625%
HK$39,726
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,474/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,619
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,821
−HK$1,220/mo
Today · 4.125%
HK$41,041
baseline
▲ 0.50% · 4.625%
HK$43,538
+HK$2,497/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,082/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,964
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,116
−HK$1,169/mo
Today · 4.125%
HK$45,285
baseline
▲ 0.50% · 4.625%
HK$47,672
+HK$2,387/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,570/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,056
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,457
−HK$1,424/mo
Today · 4.125%
HK$47,881
baseline
▲ 0.50% · 4.625%
HK$50,795
+HK$2,914/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,762/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,124
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,468
−HK$1,364/mo
Today · 4.125%
HK$52,832
baseline
▲ 0.50% · 4.625%
HK$55,617
+HK$2,785/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,664/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,929
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,731
−HK$1,831/mo
Today · 4.125%
HK$61,562
baseline
▲ 0.50% · 4.625%
HK$65,307
+HK$3,745/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,124/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,445
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,174
−HK$1,753/mo
Today · 4.125%
HK$67,927
baseline
▲ 0.50% · 4.625%
HK$71,508
+HK$3,581/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,854/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,262 · Scale 2, in force from 26 Feb 2026)