LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,183
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,184
−HK$1,017/mo
Today · 4.125%
HK$34,201
baseline
▲ 0.50% · 4.625%
HK$36,283
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,402/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,804
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,764
−HK$974/mo
Today · 4.125%
HK$37,738
baseline
▲ 0.50% · 4.625%
HK$39,727
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,476/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,620
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,821
−HK$1,221/mo
Today · 4.125%
HK$41,042
baseline
▲ 0.50% · 4.625%
HK$43,539
+HK$2,497/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,084/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,964
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,117
−HK$1,169/mo
Today · 4.125%
HK$45,286
baseline
▲ 0.50% · 4.625%
HK$47,673
+HK$2,387/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,572/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,057
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,458
−HK$1,424/mo
Today · 4.125%
HK$47,882
baseline
▲ 0.50% · 4.625%
HK$50,796
+HK$2,914/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,764/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,125
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,469
−HK$1,364/mo
Today · 4.125%
HK$52,833
baseline
▲ 0.50% · 4.625%
HK$55,618
+HK$2,785/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,666/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,930
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,732
−HK$1,831/mo
Today · 4.125%
HK$61,563
baseline
▲ 0.50% · 4.625%
HK$65,309
+HK$3,746/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,126/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,446
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,175
−HK$1,753/mo
Today · 4.125%
HK$67,928
baseline
▲ 0.50% · 4.625%
HK$71,509
+HK$3,581/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,856/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,271 · Scale 2, in force from 26 Feb 2026)