LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,186
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,187
−HK$1,017/mo
Today · 4.125%
HK$34,204
baseline
▲ 0.50% · 4.625%
HK$36,285
+HK$2,081/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,408/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,806
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,766
−HK$975/mo
Today · 4.125%
HK$37,741
baseline
▲ 0.50% · 4.625%
HK$39,730
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,482/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,623
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,824
−HK$1,221/mo
Today · 4.125%
HK$41,045
baseline
▲ 0.50% · 4.625%
HK$43,542
+HK$2,497/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,090/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,967
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,120
−HK$1,169/mo
Today · 4.125%
HK$45,289
baseline
▲ 0.50% · 4.625%
HK$47,676
+HK$2,387/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,578/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,060
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,461
−HK$1,424/mo
Today · 4.125%
HK$47,885
baseline
▲ 0.50% · 4.625%
HK$50,799
+HK$2,914/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,770/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,129
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,473
−HK$1,364/mo
Today · 4.125%
HK$52,837
baseline
▲ 0.50% · 4.625%
HK$55,622
+HK$2,785/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,674/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,934
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,736
−HK$1,831/mo
Today · 4.125%
HK$61,567
baseline
▲ 0.50% · 4.625%
HK$65,313
+HK$3,746/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,134/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,451
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,180
−HK$1,753/mo
Today · 4.125%
HK$67,933
baseline
▲ 0.50% · 4.625%
HK$71,514
+HK$3,581/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,866/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,309 · Scale 2, in force from 26 Feb 2026)