LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,186
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,188
−HK$1,017/mo
Today · 4.125%
HK$34,205
baseline
▲ 0.50% · 4.625%
HK$36,286
+HK$2,081/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,410/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,807
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,767
−HK$975/mo
Today · 4.125%
HK$37,742
baseline
▲ 0.50% · 4.625%
HK$39,731
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,484/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,624
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,825
−HK$1,221/mo
Today · 4.125%
HK$41,046
baseline
▲ 0.50% · 4.625%
HK$43,543
+HK$2,497/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,092/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,969
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,121
−HK$1,169/mo
Today · 4.125%
HK$45,290
baseline
▲ 0.50% · 4.625%
HK$47,677
+HK$2,387/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,580/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,061
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,463
−HK$1,424/mo
Today · 4.125%
HK$47,887
baseline
▲ 0.50% · 4.625%
HK$50,801
+HK$2,914/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,774/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,130
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,474
−HK$1,364/mo
Today · 4.125%
HK$52,838
baseline
▲ 0.50% · 4.625%
HK$55,623
+HK$2,785/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,676/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,936
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,738
−HK$1,831/mo
Today · 4.125%
HK$61,569
baseline
▲ 0.50% · 4.625%
HK$65,315
+HK$3,746/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,138/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,453
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,181
−HK$1,754/mo
Today · 4.125%
HK$67,935
baseline
▲ 0.50% · 4.625%
HK$71,516
+HK$3,581/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,870/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,323 · Scale 2, in force from 26 Feb 2026)