LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,187
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,188
−HK$1,017/mo
Today · 4.125%
HK$34,205
baseline
▲ 0.50% · 4.625%
HK$36,287
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,410/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,808
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,768
−HK$974/mo
Today · 4.125%
HK$37,742
baseline
▲ 0.50% · 4.625%
HK$39,732
+HK$1,990/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,484/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,624
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,826
−HK$1,220/mo
Today · 4.125%
HK$41,046
baseline
▲ 0.50% · 4.625%
HK$43,544
+HK$2,498/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,092/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,969
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,121
−HK$1,170/mo
Today · 4.125%
HK$45,291
baseline
▲ 0.50% · 4.625%
HK$47,678
+HK$2,387/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,582/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,062
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,463
−HK$1,424/mo
Today · 4.125%
HK$47,887
baseline
▲ 0.50% · 4.625%
HK$50,801
+HK$2,914/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,774/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,131
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,475
−HK$1,364/mo
Today · 4.125%
HK$52,839
baseline
▲ 0.50% · 4.625%
HK$55,624
+HK$2,785/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,678/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,936
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,738
−HK$1,831/mo
Today · 4.125%
HK$61,569
baseline
▲ 0.50% · 4.625%
HK$65,316
+HK$3,747/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,138/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,454
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,182
−HK$1,754/mo
Today · 4.125%
HK$67,936
baseline
▲ 0.50% · 4.625%
HK$71,517
+HK$3,581/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,872/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,330 · Scale 2, in force from 26 Feb 2026)