LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,189
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,190
−HK$1,017/mo
Today · 4.125%
HK$34,207
baseline
▲ 0.50% · 4.625%
HK$36,289
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,414/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,810
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,770
−HK$975/mo
Today · 4.125%
HK$37,745
baseline
▲ 0.50% · 4.625%
HK$39,734
+HK$1,989/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,490/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,627
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,828
−HK$1,221/mo
Today · 4.125%
HK$41,049
baseline
▲ 0.50% · 4.625%
HK$43,547
+HK$2,498/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,098/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,972
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,124
−HK$1,169/mo
Today · 4.125%
HK$45,293
baseline
▲ 0.50% · 4.625%
HK$47,681
+HK$2,388/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,586/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,064
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,466
−HK$1,424/mo
Today · 4.125%
HK$47,890
baseline
▲ 0.50% · 4.625%
HK$50,804
+HK$2,914/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$95,780/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,134
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,478
−HK$1,364/mo
Today · 4.125%
HK$52,842
baseline
▲ 0.50% · 4.625%
HK$55,628
+HK$2,786/mo
Deposit HK$4.23M · loan HK$9.88M · min. income ≈ HK$105,684/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,940
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,742
−HK$1,831/mo
Today · 4.125%
HK$61,573
baseline
▲ 0.50% · 4.625%
HK$65,320
+HK$3,747/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$123,146/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,458
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$66,186
−HK$1,754/mo
Today · 4.125%
HK$67,940
baseline
▲ 0.50% · 4.625%
HK$71,521
+HK$3,581/mo
Deposit HK$1.41M · loan HK$12.70M · min. income ≈ HK$135,880/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,364 · Scale 2, in force from 26 Feb 2026)