LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,193
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,194
−HK$1,018/mo
Today · 4.125%
HK$34,212
baseline
▲ 0.50% · 4.625%
HK$36,294
+HK$2,082/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$68,424/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,814
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,775
−HK$974/mo
Today · 4.125%
HK$37,749
baseline
▲ 0.50% · 4.625%
HK$39,739
+HK$1,990/mo
Deposit HK$7.06M · loan HK$7.06M · min. income ≈ HK$75,498/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$529,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,632
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,833
−HK$1,221/mo
Today · 4.125%
HK$41,054
baseline
▲ 0.50% · 4.625%
HK$43,552
+HK$2,498/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$82,108/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,977
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,130
−HK$1,169/mo
Today · 4.125%
HK$45,299
baseline
▲ 0.50% · 4.625%
HK$47,687
+HK$2,388/mo
Deposit HK$5.65M · loan HK$8.47M · min. income ≈ HK$90,598/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$529,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,070
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,472
−HK$1,425/mo
Today · 4.125%
HK$47,897
baseline
▲ 0.50% · 4.625%
HK$50,811
+HK$2,914/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$95,794/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,140
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,485
−HK$1,364/mo
Today · 4.125%
HK$52,849
baseline
▲ 0.50% · 4.625%
HK$55,635
+HK$2,786/mo
Deposit HK$4.24M · loan HK$9.88M · min. income ≈ HK$105,698/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$529,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,948
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$59,750
−HK$1,831/mo
Today · 4.125%
HK$61,581
baseline
▲ 0.50% · 4.625%
HK$65,328
+HK$3,747/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$123,162/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,466
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$66,195
−HK$1,754/mo
Today · 4.125%
HK$67,949
baseline
▲ 0.50% · 4.625%
HK$71,531
+HK$3,582/mo
Deposit HK$1.41M · loan HK$12.71M · min. income ≈ HK$135,898/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$529,432 · Scale 2, in force from 26 Feb 2026)